Investments to make when in the 20s

Investments to make when in 20s

Are you in your 20s? Want to know Life-changing Investments that you can make? Here is an investment guide catered just for you…

All worthwhile investments are not financial in nature.

20s is a very raw age. This is the time when you must make the most life decisions that will shape your future life. It is your prime time. 

Utilize your time.

Work hard.

Invest in yourself.

Investments just for you

Yes, invest in yourself. This is precisely what we are going to be talking about.

The best investments in life are the ones you make in yourself, for your own and your circle’s betterment.

In this crazy world, we are continuously trying to follow the rules.

Let me rephrase that: we are continuously trying to follow invisible rules unconsciously.

Which rules?

These are invisible rules. The society and those around us constantly reinstate these standards which we are expected to follow.

And, to society’s content, we do follow!

Back to the topic, it is important to give oneself time, do some things for oneself in order to lead a content life. Only when one is in a happy space personally can one perform exceptionally at one’s professional space.

On to some of the investments you must make:

1. Find your Purpose

Obviously, this doesn’t sound easy and it isn’t.

But it isn’t impossible.

In order to find what you love, what is your purpose, what kind of a life you want to be leading and more, you must spend time with yourself.

Ask yourself some questions and then look for the answers:

What is the one thing you have always wanted to do?

If this 9-5 concept was non-existent, what would you be doing rather?

What did you want to become when you were a kid?

What is something you are really good at? 

Answers to these questions won’t be easy to find. And, you don’t have to have the answers immediately.

But, you must look for answers eventually.

Ascertain what kind of a life you want. Then, build a dream and work towards it.

2. Take Care of Your Body

Treat your body as if it’s your own! 

We often put our bodies at the last in our priority list. This is absolutely wrong. 

I am not asking you to become an athlete or work towards six-pack abs, but what I am asking you is to prioritize self-care.

If you wish to keep healthy in the long run, you must work towards some habits.

Focus on:

  • Sleep pattern: Get a minimum of 8 hours of sleep and don’t go to bed at odd hours.
  • Eating: Try to eat healthy 80% of the time. You can cheat for the rest 20% of meals!
  • Exercise: If you are really not an exercise person, at least walk. Walking daily for 30 minutes is the only exercise your body needs.

Other than these, you must aim to eliminate, or at least decrease the following from your life:

  • Sugar
  • Smoking
  • Alcohol

Make this your mantra if you want a reason to look after your body: Only when your body will be healthy will you be wealthy!

3. Socialize with Good People

Communication is essentially the key to personal as well as professional success.

Everybody is connected to everybody, but nobody really feels a connection. Yes, Instagram and Facebook have really brought people closer from different parts of the world, but they have made people distant sitting on the same dining table.

So, socializing online does not really account for socializing.

In order to benefit from the good of the people, you must meet and talk to them in real life.

Go out, meet new people, talk to them, learn from their experiences – this is socializing.

I know introverts must have lost it at ‘go out’, but trust me, meeting new people is not as bad as it seems. You just have to keep in mind your purpose of socializing: to learn.

Some tips which can come in handy when meeting new people are:

  • Don’t think about what they’ll think about you afterward. That’s their problem. Not yours.
  • Be attentive. Do not keep peeking in your mobile while trying to make small talk.
  • Be a good listener. Listen to what the other has to say.
  • Smile!

4. Overcome your Fears

Darr kea age jeet hai guys! (There is victory beyond fear)

Fear is an essential part of all of us. It has positive and negative sides to it.

While it sometimes protects us, other times it just restricts us to do some things which end up shaping our characters.

Sometimes, it so happens that we want to start a business but the fear of failing stops us from doing it. But think of it this way: either you’ll succeed or it’ll be a lesson.

So don’t fight your fears, instead face them. 

5.  Be Kind and Express Love

The best investment in yourself is to be grateful for whatever you have.

Eliminate hatred and jealousy and welcome love and kindness into your life.

Be the person with whom others feel loved. Don’t hesitate to appreciate others’ presence. Give abundantly and you’ll receive abundantly.

6. Discover your Creative Side

Investments to make in life - be creative

It’s never too late to re-discover oneself. 

Just imagine yourself as water. Water takes the shape of whatever vessel it is poured in. It is not rigid, rather it is fluid.

Be like it.

Be fluid in your approach towards everyday problems. Be creative. 

Innovate things, ideas, concepts, designs and share them with the world.

7. Travel and Discover the World

I know this heading sounds so expensive!

But to travel, you don’t need to necessarily burn out your pockets.  Learn some cheap and smart travel hacks here.

It is essential to get out of that 3*3 cubicle and explore the world. To travel.

Go to different places, eat different kinds of foods, observe different cultures while you still have time.

One thing to keep in mind, however, is that don’t travel to run from yourself. Because obvio, you’ll be taking you along!

Travel to run towards learning, observing and enjoying.

8. Invest in your Education

Seekhne ki koi umar nahi hoti! (There is no age limit for learning)

In this fast-paced world, it is important to adapt. 

Learn the newest technology in the market. Learn about the latest happenings around you. Learn about environmental changes, economic changes, political changes and social changes.

The best sources to pick up information from are:

  • Books
  • Online courses 
  • Experimentation and innovation
  • Online blogs like Bachat
  • Real life role models etc.

9. Your Circle

Don’t worry; I won’t start talking about radius, diameter, and shiz!

By circle, I mean your inner circle, your friend circle.

True friendship if really priceless. In order to maintain a good circle, you must be ready to give more than you receive.

Also, it is essential to understand the difference between healthy friendships/relationships and toxic ones.

Healthy friendships comprise of:

  • Trust 
  • Confidence
  • Help
  • Support
  • Encouragement
  • Gratitude
  • Responsibility

Toxic friendships are, however, more complicated to decode and understand.

You can easily identify toxic relationships if they are having negative impacts on your:

  • Confidence
  • Self-esteem
  • Future goals
  • Mental health

Focus on being a good friend and know that you deserve the same. 

If you find yourself amid a toxic relationship, get out of there immediately. I know it’s easier said than done, but trust me; you’ll be relieved to a great extent after escaping.

So, invest your time, energy and love in the right kind of people.

10. Self-Awareness

It’s time you start imagining and envisioning how you want to live your life. Determine a goal and then determine the steps you will have to talk in order to reach that goal.

Also, it is okay if you don’t have everything sorted. Nobody has it.

In fact, your 20s are meant for you to experiment and explore. So don’t blame yourself if you don’t have a ‘future planned’. Nobody does, everyone’s just pretending on Instagram that they do.

Conduct a sort of SWOT analysis upon yourself. For those who don’t know, SWOT stands for Strengths, Weaknesses, Opportunities and Threats.

Find out your strengths and weaknesses. This way, it will be easier for you to filter out opportunities and face threats.

11. Work hard, Enjoy Harder!

All work and no play makes Jack a dull boy! 

Allow yourself some break time instead of working all the time.

  • Take out time for your friends, meet up with your relatives and socialize.
  • Go out for dinner sometimes.
  • Listen to music you enjoy.
  • Watch your fav series again and again.
  • Eat those chips.

You get the hang, right? Instead of being rigid with yourself every time, sometimes consider treating yourself.

12. Quit caring about everything around you

Concentrate on the essential few than the trivial many.

Stop giving a damn about every smallest thing that happens around you. If it doesn’t concern you, it isn’t worthy of your damn.

When you really stop caring about the insignificant things, you will feel a sense of freedom. You will be able to care more about the significant things now.

You must decide what is important for you and what is not.

Disregard everything that doesn’t concern you, support you, and improve you. 

13. Learn to Embrace Minimalism

Leading a minimalistic lifestyle does not mean you have to become a monk.

It means that you own the stuff that really brings you joy and satisfaction. Instead of chasing down every product you see on Instagram, it is about owning lesser, but better (not in terms of brand value, but in terms of satisfaction and cost value)

You must learn the relationship between money and happiness.

Also, the things you own, own you in a way. Therefore, it is better to own lesser things.

Try not to turn a slave to inviting advertisements of products you do not really need.

Rather invest in people, invest in your education.

14. Say NO to Comparison

Stop comparing yourself to ‘Sharma ji ka beta’ (the ideal son) every time.

Comparison and competition have never done good to anybody. In fact, competition hampers with your creativity.

The ONLY comparison you must make is with yourself. With your past self.

Track your personal development. Set some goals to achieve with regards to your personal development and then work hard to achieve them.

15. Adopt these mantras regarding others’ opinions

We are the most affected by others’ opinions. Mostly those others who have not done half of what you have. 

We get disturbed easily and then start to rethink our decisions. 

In order to become mentally free, you must try adopting these mantras:

  • I don’t care what the other person thinks.
  • It is what it is.
  • I’ll ask for support, not permission.
  • I can’t possibly please everyone. 
  • I don’t remember asking for your opinion.

You can’t really control what others think about you or your ideas. So it’s best to not pay heed to those opinions.

No matter what you do, people will differ from you.

If you wear black, they’ll say you should have worn white and vice-versa.

So, the basic idea is that when people will say something irrespective of what you do, then do whatever pleases you, not them! 

In India, this is commonly referred to as the ‘LKK’ problem. 

Ever heard of it?

The LKK problem is essentially the fear of ‘Log Kya Kahenge’.

In fact, Log Kya Kahenge has killed more dreams than anything else in the world.

So, how to escape this problem?

By adopting the following mantra and not paying heed to others’ opinions: 

Kuch toh log kahenge, logo ka kaam hai kehna! (People will say something irrespective of what you do, it’s their job)

16. Go Get It

Do you want something? Work towards it. Take conscious steps.

If it succeeds, great, if it doesn’t, learn to accept responsibility.

Get out of your comfort zone, challenge yourself and then thrive in that environment.

Do. Not. Give. Up.

If you give up, remember that you’ll end up where you initially came from. Adversities will come, but that doesn’t mean that you can’t survive through them.

In fact, you won’t know how strong you truly are until you are not left with any option other than being strong.

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